On the seatbelt thing... years ago I was broadsided by a drunk woman who ran a stoplight doing they estimated about 70 MPH in a 35. Had I been wearing my seatbelt I would be not writing this now. That being said, I wear mine now as a first responder... The hardest thing to wittness is death... espesially when it could have been avoided. Same with PFD's, as I get older I realize I'm not the swimmer I once was although I sometimes forget I do a better job at wearing it. It helped a lot when I got one I was comfortable in vs a walmart just to have in the boat to be legal one. I live on a lake and when my grand kids visit I plan to teach them good habits as it's taking me a life time to break the bad ones.