scooteri - Do you know the difference between the feel of a loaded tandem with two paddlers and that same boat totally empty with one paddler?

I borrowed a Prism last year. Empty it felt as stable as my tandem paddled backwards, loaded with gear. Fully loaded? It was so stable I kinda didn't trust it since I've heard the horror stories too. In my experience, most canoes don't tip, paddlers fall out and get grabby when they realize they are past the point of no return. Who accepts responsibility for a mistake when there's a perfectly believable inanimate object to blame?

If I intended to rent, I'd choose a solo over a tandem any day. There's not a doubt in my mind recommending a solo over a tandem backwards if you intend on renting.