I'm an hour from Ft Myers and an 1.5 from Naples.

Action Craft is a really good boat. At 20ft it will be more versatile than you think. You will be able to fish the passes and on a good day venture out 3 or 4 miles. I prefer specialty boats. Boats that try and do to much seldom do anything well. What I like about the action craft is they are wide and are still able to go fairly shallow even at 20 ft. If you get a "dry" boat you will likely not fish shallow. Besides, just add a few trim tabs and I bet your "wet" boat will turn into a "dry"boat with just a little flipping of switches.

You will be hard pressed to find 1 boat to snapper/grouper fish and flats fish on the gulf side, especially in the winter when the wind can blow most days. The keeper fish typically start at the 5 mile range and the "real" fishing is at least 10 miles out. I go on overnight party boats and we go 75 miles out and the depth is still under 200'. So to get into deep water on the gulf side you must go way out.

There are some fish to be caught in the passes however and the Action Craft would do just fine in that regard.

My "flats" boat is a camo painted 16' aluminum flat bottom. I have a 30 honda 4 stroke. I also have a set of aluminum oars mounted on pillow block bearings. Quiet indeed. My live well set-up is excellent for a small boat. A 20 gallon flow through with a high speed pick up. A 700gph pump as well as an airhead to make sure everyone stays happy. I don't fish until the bait is netted. Sometimes that can take a few hours. Get the bait and the fish will come ;).

Avoid using your electric motor. You must be silent. I don't like the push pole plan so I like my set-up. I go into the backcountry way deep....like scary deep and let the tide pull me through the islands and cuts and make corrections with the oars. Works like a charm.