wally wrote on Jul 5^th, 2011 at 7:35am:

Class is following the law.

Class is not about following the letter of the law.  It's in how you choose to follow laws & conventions.  It's also culturally & situationally contextual.

Staying on topic.  While individual situations do mitigate what a classy act would be, we are in the situation of having a maximum quota.  Let's take a look at Frank Capra's masterpiece, It's a Wonderful Life. 

Who has more class?  Old Man Potter who would be completely within his rights to foreclose on defaulted mortgages (taking his allowed quota) or George Bailey who says, "...this rabble you're talking about... they do most of the working and paying and living and dying in this community. Well, is it too much to have them work and pay and live and die in a couple of decent rooms and a bath?"

Who has more class?  The guy who when the depression hits wants all his money out of the B&L (taking his allowed quota) or the lady who just asks for $17.50 to tide herself over.