Bill,
drop the dough. You will always have it on and never know until you need it. You will actually feel awkward without it. If someone would of told me I would of ended up in the water on a flat calm day I wouldn't of believed it. Having it on was the difference in me kicking the boat to shore on my terms.

Thanks for relating your experiences DD and PK. It should serve as a flag for the rest of us. I just heard recently that more people perish from heat than from storms (tornados/hurricanes). That surprised me.